Webthe simple path to wealth: Your road map to financial independence and a rich, free life, by jl collins. Saving, spending, and lifestyle creep. Setting financial goals and crafting a plan. They say if you don’t plan, it’s like planning to fail. The same holds true when it comes to finances. Webfinancial independence, retire early (fire) is a movement to take back your time and take control of your path in life. It does require savings discipline and. Webthe financial independence, retire early (fire) movement has gained traction over the years as more individuals look to save enough money to be able to take.