Verkkousing this tool we have compiled our list of the best affordable home plans to build for less than $250k. Obviously, this can differ based on your zip code. Verkkowhat we found is that in certain corners of the country, the dream of an affordable home is thriving. In fact, in some cities, homes priced below $200,000. Verkkothe five best cities where you can buy a home under $200,000 include wichita falls, texas; Verkkowhether you're looking for a modern house plan with cost to build, a 4 bedroom home under 200k, or an inexpensive floor plan to build, there are plenty.