Webcompanies have different models for who pays for the instant transfers. Walmart, for example, allows employees early access to two paychecks per quarter for. Webby christopher wood, cpp. Webby enabling employers to allow employees to access their daily wages immediately after their shift, instant financial helps organizations improve retention and. Webworkers accessed $9. 5 billion via early wage access companies like earnin, moneylion, and dailypay in 2020, up from $3. 2 billion in 2018, according to a report. Webtech company instant financial gives workers access to up to 50% of their pay each day. Employers pay the costs, allowing workers to tap their paycheck early.