Verkkomany factors impact how much you can afford to spend on a house. Here’s how much income you need for a $250k purchase. Verkkoit is possible to find an affordable home that fits your budget, but you may need to possess (or develop) patience, flexibility, and an open mind about. Verkkoour home affordability calculator estimates how much home you can afford by considering where you live, what your annual income is, how much you have saved.