Verkkoknown as a central bank digital currency (cbdc), the proposed electronic currency could make financial transactions completely digital, which. But that doesn't mean that the u. s. Verkkoukrainian war refugees, venezuelan healthcare workers and migrant worker families are among the early examples of people who receive value. Verkkoa group of major banks and the federal reserve bank of new york have started to test the use of digital tokens representing digital dollars to improve.