Verkkothis would save thousands of homeowners up to $1500, and an average of $750, and the lower upfront fees will unlock substantial savings for. Verkkothe average us home is valued nearly 50% higher than four years ago, according to realtor. com, but you can still buy under $200,000 in these markets. Verkkothe five best cities where you can buy a home under $200,000 include wichita falls, texas;