— today's auto refinance loan rates 1. Why refinance your auto loan? You could lower your interest rate, decrease your monthly payment or pay off your car loan sooner. If you currently have a navy federal auto loan and want to reduce your monthly payments or interest rate, you may qualify for an interest rate. — the lowest apr for a used auto loan currently starts at 3. 89 percent for terms up to 36 months, jumping to 5. 29 percent for loans terms between 61 and 72 months. Learn the basics of auto loan refinancing, and how it can help you save money on your car loan. 4. 54% (as low as) summary. Military members and their families may qualify for some of the lowest rates on the market. — navy federal’s new and used auto loans come with flexible repayment terms. You can also finance up to 125 percent of the vehicle’s value. That way, you won’t have to pay tax,. +rates are based on an evaluation of credit history, so your rate may differ. ++rates are variable, and based on an evaluation of credit histroy, so your rate may differ. Navy federal credit union auto purchase and refinance loans: To apply for a navy federal credit union car loan, you must first be a credit union member. — navy federal offers impressively low starting aprs on its auto loans, and borrowers benefit from repayment terms as long as 96 months and no origination or. Since you’re approved of a more rewards card so fast and with high limit, i’m going to assume you’re in a good standing with nfcu. The credit card limit is not related to the auto loan that. — #navyfederalcreditunion #navyfederalautoloanin this video i show you how to refinance your auto loans with navy federal credit union step by step. The money you got from nfcu will pay the rest of the 30k that you owe the dealer and that is what you’ll pay back + interest to nfcu. You will only pay nfcu back the 30k plus. Navy fed made the whole trade in auto loan stuff a huge pain in the ass. The dealership never had this issue in the past so this new policy is dumb. Even in their guaranteed title sheet says. — competitive auto financing rates for military personnel, veterans and their families. Get today’s rates and learn more about auto loans at navy federal credit union. — the goal of refinancing is to get a new auto loan with a lower interest rate. Your credit score will impact your rate; Higher scores earn lower rates. Consider how changes to.